May 21, 2012

Decatur

Current Owner Search

If you need to check all liens, mortgages, judgments on the property from last property purchase to current date – Current Owner search is what you need. Current Owner Title Search is ideal for foreclosure auctions, pre-tax auctions, short sales, by-owner transactions, refinance, checking for clear title. You will receive a Title Report on all outstanding mortgages, liens and judgments recorded against the property and current owner(s).

Full Title Search

Full Title Search is a great option for bank owned properties, foreclosure auctions where its important to receive all copies pertaining to the Title including copies for any outstanding liens, mortgages, assignments, deeds, judgments recorded against the property, current and prior owners.

The Abstract Shack, Inc. performs vesting information search, mortgage and assignment search, federal, state and municipal lien search, HoA (Home Association) lien search on both current and prior owners, Civil judgment search including Foreclosure Proceedings, as well as, bankruptcy (at county level) and tax delinquency status. All of the Property related information is captured on the Title Search summary page. All relevant document copies are included in this plan (one of the major differences from Current Owner Search). Order Full Title Search!

30 Year Title Search

Chain of title search going back 30-years, open mortgage and assignment search on all owners in the chain of title, federal, state and municipal lien search on all owners in the chain of title, HoA (Home Association) lien search on all owners, Civil judgment search including Foreclosure Proceedings, as well as tax delinquency status. All of the Property related information is captured on the 30-Year Title Search summary page. All relevant document copies are included in this service, including copies of 30-year chain of title unless otherwise requested.

Commercial Title Search

The Abstract Shack, Inc. can handle complex commercial searches, including developers, buildings, condos, cell towers, plants, environmental. We completed many large scale commercial projects with 1,000's of properties. Due to the complexity variation of commercial property title search we encourage you to call our office 1-317-467-4587 to receive a customized quote for the Title Search on the given commercial property. In many cases, the cost of the commercial search can be the same as residential, however in a few cases the commercial search may be quite complex and time consuming. The typical turnaround time for commercial search is 48-72 business hours.

Our Commercial Title Search includes a chain-of-title search including all of the leases and contracts that would affect the Title on the property, open mortgage and assignment search, federal, state and municipal lien search, judgments search, as well as, bankruptcy (county level) and tax status. All of the relevant information is captured in the summary page. All relevant document copies are included in this plan unless otherwise instructed.  (Courthouse copies upon request billed @ $1.00 per page (pass-through of courthouse fee)

Foreclosure Report / REO Searches / Two Owner Searches

We will help you interpret Title Search by means of Foreclosure Report on the requested property determining and clearly showing the lien positioning, liens that remain with the property and liens that will be wiped out after foreclosure auction. These reports are most valuable for Lenders, Foreclosing Attorneys and Foreclosure Defense attorneys to determine the loan positioning, parties involved and to be involved in the foreclosure process with related document copies to provide the names and contact information and finally examination of 2 purchase money mortgage (2 warranty deed) to verify the ownership structure before or after the foreclosure auctions.

  • 2 purchase money mortgage (2 warranty deed)
  • Most current tax information, including storm water, solid waste, sewer and ditch assessments.
  • Full mortgage / deed of trust information including assignments, modifications, and subordination agreements.
  • Full 10 year judgment information on all parties in the chain.

Recording Service

We can ensure delivery of original real estate documents (mortgage, assignment, release, etc.) directly to the County Recorder's office for immediate recording. We do this by utilizing our network of recording agents that walk your documents directly into the courthouse. This is the recording service to use when you need a document recorded by a certain deadline. We can return a photocopy, time stamped copy or original recorded document back to client upon recording, depending on county regulations.

A Bringdown / Update search

An Update is a search of specified property from date of last search forward to check if there have been any new filings or activity on property this can also be provided prior to recording document. This ensures no liens or judgments have been recorded on the property since the last title search was performed and is done before recording a new mortgage or deed of trust. An update report is provided as well as evidence of the document being recorded.

Specialized Title Searches

  • UCC County Level Search – (pass-through of courthouse fees apply)
  • Judgment Searches
  • Plat Searches
  • Lien Searches
  • Mortgage Searches
  • Deed  Report / Ownership Report (Current Deed Forward)
  • Document Retrieval

Please contact us with your specific needs. We can accommodate.  (317) 467-4587